credit? Because bad credit results in you being denied additional
Many factors contribute to a bad credit rating. Among these are
non-payment of an account or late payments over an extended period of
time. Lenders are willing to work with individuals if the person
contacts the lender to let them know there are problems with meeting
How can you repair bad credit?
First, check your credit report(s) annually from the three major
provides: Experian, Transunion and Equifax. Make sure the reports are
current and correct.
Second, draft letters to credit card issuers to dispute negative items
on your report. Be sure to include your name, account number and any
supporting documentation you have available.
Helpful Financial Forms - Download financial forms.
Cards - Learn about important terms before applying for a
Consumer Rights - Learn about your rights under the Fair
Credit Reporting Act.
Debt Warning Signs - Learn about the warning signs of debt.
Scores - Learn about credit scores and why they are so
Telemarketing Scams - Top 10 telemarketing scams.
Money Saving Tips - Tips to help you save money.
Consumer Debt Statistics - Detailed consumer debt statistics
in the U.S.
Debt Management Plan - How debt management helps you.
Repair - How credit repair helps you.
Foreclosure Prevention - How and why to prevent foreclosure.